Tell Klovo what you sell and your vibe. It generates a name, logo, colors, and voice, a brand kit ready in minutes, not weeks with a designer.
Brand
Everything you need to run a business, in one app.
Your AI employee answers customers, takes orders, and confirms money. Everything else here is a tool it uses to do that job, and you only see each one as you grow into it.
One AI employee. It runs the whole operation.
Phase 1 — Set up & sell
Employ your AI, get a brand and a shop live, and take your first paid order in one sitting.
Every channel unlocks as you reach it. The terracotta cards are the money layer a website builder can never give you.
A real online shop built around your products, with a sharable link. Snap a photo and it becomes a product. No code, no template wrestling.
Storefront
Answers every customer on WhatsApp, Instagram, and Facebook, checks your stock, quotes the price, and closes the order in the chat. Working from the moment you sign up, even while you sleep.
AI employee
A money tool your AI can put to work: a real NUBAN account via a CBN-licensed partner bank, opened in minutes, no branch visit. Optional to start, because payment links settle to your own account.
Bank account
Your AI sends a payment link in the chat and confirms the money the moment it lands. No screenshots, no 'have you paid?'. Every kobo on the ledger, not a spreadsheet.
Payments
Phase 2 — Grow
Bring customers back and get found by new ones, automatically.
Every channel unlocks as you reach it. The terracotta cards are the money layer a website builder can never give you.
Every buyer is saved automatically, no manual entry. Bring anyone back with a re-engage message in one tap.
Customers
Posts and reels for your shop, drafted and ready to publish. Klovo knows what's selling, so it knows what to promote.
Marketing
Show up on Google Maps and 'near me' searches without touching a settings panel. Local customers find you first.
Local discovery
See what's selling, when, and to whom, in plain words, not a dashboard full of charts. Best-seller alerts and a weekly summary.
Insights
Phase 3 — Formalize & fund
Make it official, and let your sales history earn you capital.
Every channel unlocks as you reach it. The terracotta cards are the money layer a website builder can never give you.
Register your business with the Corporate Affairs Commission when you're ready to make it official, guided, step by step.
Registration
Your AI learns your business from day one, your products, your customers, your numbers, and gets sharper the longer it runs the operation.
Business brain
Once it launches: a loan built on the sales history your AI already keeps, repaid automatically from your account. No paperwork, no collateral chase, just proof you already sell.
Working capital
Get started
See it running your business.
Every channel above is live from day one on Klovo. Start free, grow into the rest.